Cookie Policy
This Cookie Policy explains how DowFin Insurance Agency (“we,” “us,” or “our”) uses cookies and similar technologies on www.dowfin.com (the “Site”). It should be read together with our Privacy Policy.
What Are Cookies?
Cookies are small text files placed on your device when you visit a website. They are widely used to make websites work, to improve efficiency, and to provide reporting and personalization. Similar technologies include web beacons, pixels, tags, and local storage, which we refer to collectively as “cookies” in this Policy.
First-party cookies are set by us. Third-party cookies are set by our partners (for example, analytics or advertising providers). Cookies may be session cookies (deleted when you close your browser) or persistent cookies (which remain until they expire or are deleted).
How We Use Cookies
We use cookies to operate and secure the Site, remember your preferences, understand how the Site is used, and deliver relevant marketing. The categories we use are described below.
| Category | Purpose | Examples |
|---|---|---|
| Strictly Necessary | Enable core functionality such as security, network management, navigation, and form submission. The Site cannot function properly without these and they cannot be switched off. | Session ID, security/CSRF tokens, load-balancing |
| Performance / Analytics | Collect aggregated information about how visitors use the Site so we can measure and improve performance. | Google Analytics (edit to match client) |
| Functional | Remember choices you make to provide enhanced, personalized features. | Language, region, saved preferences |
| Advertising / Targeting | Build a profile of your interests and show you relevant ads on and off the Site; measure ad performance. | Meta Pixel, Google Ads (edit to match client) |
Your Choices & How to Manage Cookies
- Cookie banner / preferences. Where available, you can accept or reject non-essential cookies through our cookie banner or preference center.
- Browser controls. Most browsers let you view, delete, and block cookies through their settings. Blocking some cookies may affect how the Site functions.
- Opt-out signals. We honor recognized opt-out preference signals, including the Global Privacy Control (GPC), where required by law.
- Analytics opt-out. You can opt out of Google Analytics using the Google Analytics Opt-out Browser Add-on.
- Advertising opt-out. You can manage interest-based advertising through the DAA and NAI opt-out tools.
Do Not Track
Some browsers offer a “Do Not Track” (DNT) setting. Because there is no consistent industry standard for DNT, the Site may not respond to DNT signals; however, we honor the Global Privacy Control as described above.
Changes to This Cookie Policy
We may update this Cookie Policy from time to time to reflect changes in technology, law, or our practices. We will revise the “Last Updated” date when we do.
Contact Us
Questions about our use of cookies? Contact us at [email protected] or (619) 995-8333.